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[ 13 posts ] |
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Garry
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Post subject: For once, something cool with insurance ... Posted: Tue Sep 16, 2003 11:01 am |
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Joined: Sat May 26, 2001 9:59 pm Posts: 7823 Location: Bad Hersfeld, Germany
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Just checked with my insurance (two cars with 17 resp. 13 years accident free insured) about getting additional coverage for another car ... they wouldn't make a deal, all they would give me was a rate of 2 years accident free (85% rate).
So I checked with another I've seen adds for that start additional cars at the same rebate rate as your first car ... asked how I could do it (expecting I'd have to have the car that I used for the rebate insured with them) as I can't get out of my other insurance before Dec 31.
He said - no problem, first car doesn't need to be insured with them in order to use the same rebate rate - all they need is the insurance number and insurer, and I get my rebate ... so here I go, saving some €300+ per year on the insurance by using my Camaro rebate
Guess that kind of deal is hard to beat!
_________________ Garry Glendown * '99 Firehawk Convertible
"Horsepower is how fast you hit the wall and torque is how far you take the wall with you." "Speed doesn't kill - suddenly becoming stationary on the other hand ..."
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JackZ28
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Post subject: Posted: Tue Sep 16, 2003 1:43 pm |
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Joined: Mon May 28, 2001 6:03 pm Posts: 8686 Location: Houston, TX
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Nice job, Garry. That goes to show you why you don't just go with the first offer, or lack thereof...
BTW, how's the stb? Did you notice a drastic difference?
_________________
 http://www.myspace.com/jackster31b
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Garry
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Post subject: Posted: Tue Sep 16, 2003 2:48 pm |
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Joined: Sat May 26, 2001 9:59 pm Posts: 7823 Location: Bad Hersfeld, Germany
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JackZ28 wrote: Nice job, Garry. That goes to show you why you don't just go with the first offer, or lack thereof...  Yup ... a bit of "window(s)-shopping" does help to keep cost low(er) ...  Quote: BTW, how's the stb? Did you notice a drastic difference?
Well, after fixing some rust spots on the bottom I put it in and only took a 5min spin, without any serious driving ... seemed more solid in front, though, but my objective point of view might be a bit degraded by driving the Jeep too often lately 
_________________ Garry Glendown * '99 Firehawk Convertible
"Horsepower is how fast you hit the wall and torque is how far you take the wall with you." "Speed doesn't kill - suddenly becoming stationary on the other hand ..."
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zcam94
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Post subject: Posted: Tue Sep 16, 2003 8:54 pm |
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Joined: Sun Jun 24, 2001 1:32 am Posts: 324 Location: Giebelstadt, Germany
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I found having a kid and getting a mini-van really drops the insurance on the camaro.
_________________ Stock Throttle Body bored 52mm, Modified airbox, desreened MAF,2800 Vigilante Convertor, Vortex Aluminum elbow, Grant D-Shaped Steering Wheel, Hooker Cat-back. Parts wating: cold air induction w/K&N
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SSZ28
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Post subject: Posted: Wed Sep 17, 2003 4:12 pm |
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Joined: Mon Feb 24, 2003 11:17 pm Posts: 1082 Location: Giebelstadt
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Get yet another car. Having more cars than drivers helped me out. Once we got the 3rd car, rates dropped slightly, 4th car and they stayed about the same. The 5th one did add a little to my premium. Total, about $150 per month, including full coverage on a 2000 Dakota. Yes, I own five opperational cars over here. Just takes a bunch of paperwork and signatures. Not living on post helps...
HI. My name is Kevin and I'm a caraholic...
_________________ 1996 SS-Z28
1957 Chevy P/U project
2000 Dakota
http://members.cardomain.com/dumaisk
http://community.webshots.com/album/113580439DwJndn/0
Yes, I'm a caraholic.
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sven
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Post subject: Posted: Wed Sep 17, 2003 5:40 pm |
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Joined: Mon May 13, 2002 2:37 pm Posts: 612 Location: Renton, Washington, United States
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Sounds like good stuff Garry......
_________________ 1999 GM LS-1 T/A
2005 Suzuki GSX-R 1000
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Garry
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Post subject: Posted: Wed Sep 17, 2003 5:51 pm |
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Joined: Sat May 26, 2001 9:59 pm Posts: 7823 Location: Bad Hersfeld, Germany
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Well, in today's economy and the way many companies are treating their customers, it's nice to find a good deal, especially with an insurance! Of course, I don't know how their quality is when some claims have to be handled, but as I only need it for liability (no use in full coverage for a 12-year old beater), I don't think it's too much of a problem ... hope I never have to find out ... 
_________________ Garry Glendown * '99 Firehawk Convertible
"Horsepower is how fast you hit the wall and torque is how far you take the wall with you." "Speed doesn't kill - suddenly becoming stationary on the other hand ..."
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zcam94
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Post subject: Posted: Thu Sep 18, 2003 1:31 pm |
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Joined: Sun Jun 24, 2001 1:32 am Posts: 324 Location: Giebelstadt, Germany
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My insurance guy told me to pay my deductiable on the Z ($200) and have it turned into the body/paint shop and get all dents, scratches, ugly spots, etc. fixed, then get a fresh coat of paint and my rims re-poweder coated. Like he said, I leave in November, its a german ins. company, and its not like the "bad record" will follow me back to the states.
_________________ Stock Throttle Body bored 52mm, Modified airbox, desreened MAF,2800 Vigilante Convertor, Vortex Aluminum elbow, Grant D-Shaped Steering Wheel, Hooker Cat-back. Parts wating: cold air induction w/K&N
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Garry
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Post subject: Posted: Thu Sep 18, 2003 7:24 pm |
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Joined: Sat May 26, 2001 9:59 pm Posts: 7823 Location: Bad Hersfeld, Germany
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Hm ... not sure, but unless your car looks like it's been in an accident, I don't think the insurance will just go and pay your early spring cleaning of the car ... also, they will most likely want to send someone to look at it before you have anything done ...
_________________ Garry Glendown * '99 Firehawk Convertible
"Horsepower is how fast you hit the wall and torque is how far you take the wall with you." "Speed doesn't kill - suddenly becoming stationary on the other hand ..."
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zcam94
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Post subject: Posted: Thu Sep 18, 2003 8:27 pm |
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Joined: Sun Jun 24, 2001 1:32 am Posts: 324 Location: Giebelstadt, Germany
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Oh, it has deffinatley been in an accident. A little bump on the nose and dented hood. The company that's fixing it (contracted through this ins. company) said they do not fix, they replace! They already have the parts. Plus, they are painting the whole car due to trying to match new paint with the originial paint.
I was playing too hard one night and let my lead foot get the better of me. I got an easy kill against a Neon R/T and decided to show off a little and run a "victory lap."
_________________ Stock Throttle Body bored 52mm, Modified airbox, desreened MAF,2800 Vigilante Convertor, Vortex Aluminum elbow, Grant D-Shaped Steering Wheel, Hooker Cat-back. Parts wating: cold air induction w/K&N
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RobH
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Post subject: Posted: Sat Sep 20, 2003 4:13 am |
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Joined: Wed Apr 23, 2003 2:48 am Posts: 399 Location: Lawton, Ok
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but what if your are getting insurance on a 94 Z, 01 Cobra, and a 93 Mustang?
I got no love from the insurance companies
its alittle better now
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zcam94
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Post subject: Posted: Sat Sep 20, 2003 12:08 pm |
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Joined: Sun Jun 24, 2001 1:32 am Posts: 324 Location: Giebelstadt, Germany
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Maybe you have too many cyclinders for them to count!
_________________ Stock Throttle Body bored 52mm, Modified airbox, desreened MAF,2800 Vigilante Convertor, Vortex Aluminum elbow, Grant D-Shaped Steering Wheel, Hooker Cat-back. Parts wating: cold air induction w/K&N
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SSZ28
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Post subject: Posted: Sat Sep 20, 2003 6:36 pm |
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Joined: Mon Feb 24, 2003 11:17 pm Posts: 1082 Location: Giebelstadt
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RobH wrote: but what if your are getting insurance on a 94 Z, 01 Cobra, and a 93 Mustang? I got no love from the insurance companies its alittle better now
The mustangs are what's jacking up your rates. They keep getting rear ended from faster cars, Neons, Civics, Corollas, etc. j/k  Keep the fast car (Chevy) and get a few more and all will be well.
Now that your p.o. at me, I know that your Cobra will out-run me.
_________________ 1996 SS-Z28
1957 Chevy P/U project
2000 Dakota
http://members.cardomain.com/dumaisk
http://community.webshots.com/album/113580439DwJndn/0
Yes, I'm a caraholic.
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